@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;700&family=Outfit:wght@400;600;700&display=swap');

:root {
  --clr-bg-p8j: #f2f5f4;
  --clr-text-b2n: #1d262a;
  --clr-accent-v9k: #ffa220;
  --clr-brand-w4c: #0c3345;
  --clr-panel-m5x: #fefefe;
  --clr-border-t7l: #e6eaea;
}

* { box-sizing: border-box; padding: 0; margin: 0; }

body {
  background-color: var(--clr-bg-p8j);
  color: var(--clr-text-b2n);
  font-family: 'DM Sans', sans-serif;
  line-height: 1.65;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

h1, h2, h3, h4, .brand-mark-h1n6 {
  font-family: 'Outfit', sans-serif;
}

/* Header */
header {
  background: var(--clr-panel-m5x);
  border-bottom: 1px solid var(--clr-border-t7l);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 8px rgba(12, 51, 69, 0.03);
}

.nav-wrap-d5c4 {
  padding: 1.25rem 2rem;
  margin: 0 auto;
  max-width: 1200px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.brand-mark-h1n6 {
  color: var(--clr-brand-w4c);
  text-decoration: none;
  font-weight: 700;
  font-size: 1.7rem;
  letter-spacing: -0.5px;
}

.brand-mark-h1n6 span {
  color: var(--clr-accent-v9k);
}

nav ul {
  display: flex;
  list-style: none;
  gap: 2.5rem;
}

nav a {
  text-decoration: none;
  color: #4a5d66;
  font-weight: 500;
  font-size: 1rem;
  transition: color 0.2s ease;
}

nav a:hover, nav a.active {
  color: var(--clr-brand-w4c);
}

/* Hero */
.lead-banner-k3p1 {
  background: linear-gradient(135deg, var(--clr-brand-w4c) 0%, #114259 100%);
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 7rem 2rem;
  overflow: hidden;
}

.hero-img-q9z {
  width: 100%;
  height: 100%;
  object-fit: cover;
  position: absolute;
  top: 0;
  left: 0;
  opacity: 0.15;
  mix-blend-mode: overlay;
}

.banner-inner-v3b {
  text-align: center;
  z-index: 2;
  max-width: 750px;
}

.lead-banner-k3p1 h1 {
  font-size: clamp(2.5rem, 5vw, 4.5rem);
  color: #ffffff;
  margin-bottom: 1.25rem;
  line-height: 1.15;
}

.lead-banner-k3p1 p {
  color: #d1e0e8;
  font-size: 1.2rem;
}

/* Common */
.wrapper-x7f9 {
  max-width: 1200px;
  padding: 3.5rem 2rem;
  margin: 0 auto;
  flex: 1;
}

.content-img-k9p {
  width: 100%;
  max-height: 350px;
  object-fit: cover;
  border-radius: 8px;
  margin-bottom: 2rem;
  border: 1px solid var(--clr-border-t7l);
}

.top-heading-b7l2 {
  background: var(--clr-panel-m5x);
  border-bottom: 1px solid var(--clr-border-t7l);
  padding: 4rem 2rem;
  text-align: center;
}

.top-heading-b7l2 h1 {
  color: var(--clr-brand-w4c);
  font-size: 2.75rem;
  margin-bottom: 0.75rem;
}

.top-heading-b7l2 p {
  color: #667882;
  font-size: 1.15rem;
}

/* Info Blocks */
.info-block-z4t8 {
  background: var(--clr-panel-m5x);
  padding: 2.5rem;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.02);
  margin-bottom: 2.5rem;
  border: 1px solid var(--clr-border-t7l);
}

.info-block-z4t8 h2 {
  color: var(--clr-brand-w4c);
  font-size: 1.8rem;
  margin-bottom: 1.5rem;
  border-bottom: 2px solid var(--clr-bg-p8j);
  padding-bottom: 0.75rem;
}

.info-block-z4t8 h3 {
  color: #2e5b73;
  margin: 1.75rem 0 1rem;
  font-size: 1.35rem;
}

.info-block-z4t8 p {
  margin-bottom: 1.25rem;
  color: #3b4a52;
}

.info-block-z4t8 ul, .info-block-z4t8 ol {
  margin-left: 1.5rem;
  margin-bottom: 1.5rem;
  color: #3b4a52;
}

.info-block-z4t8 li {
  margin-bottom: 0.5rem;
}

/* Cards */
.panel-layout-g8j3 {
  display: grid;
  gap: 2rem;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  margin-top: 2rem;
}

.panel-item-w2q5 {
  background: var(--clr-panel-m5x);
  border-radius: 12px;
  padding: 2rem;
  box-shadow: 0 4px 15px rgba(0,0,0,0.03);
  display: flex;
  flex-direction: column;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  border: 1px solid var(--clr-border-t7l);
}

.panel-item-w2q5:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 25px rgba(0,0,0,0.06);
}

.icon-wrap-j7c {
  font-size: 2.5rem;
  margin-bottom: 1.25rem;
}

.panel-item-w2q5 h3 {
  color: var(--clr-brand-w4c);
  margin-bottom: 1rem;
  font-size: 1.4rem;
}

.panel-item-w2q5 p {
  color: #5d6e77;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.action-trigger-m9v2 {
  background-color: var(--clr-brand-w4c);
  color: #fff;
  text-decoration: none;
  padding: 0.85rem 1.5rem;
  border-radius: 6px;
  font-weight: 600;
  text-align: center;
  transition: background-color 0.2s;
  display: inline-block;
}

.action-trigger-m9v2:hover {
  background-color: var(--clr-accent-v9k);
}

/* FAQ */
.q-item-y6m4 {
  margin-bottom: 2rem;
  border-bottom: 1px solid var(--clr-border-t7l);
  padding-bottom: 1.5rem;
}

.q-item-y6m4:last-child {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}

.q-item-y6m4 h3 {
  color: var(--clr-brand-w4c);
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
}

/* Table */
.data-grid-r3x9 {
  width: 100%;
  border-collapse: collapse;
  margin: 1.5rem 0;
  border-radius: 8px;
  overflow: hidden;
}

.data-grid-r3x9 th, .data-grid-r3x9 td {
  padding: 1.25rem;
  text-align: left;
  border-bottom: 1px solid var(--clr-border-t7l);
}

.data-grid-r3x9 th {
  background: var(--clr-brand-w4c);
  color: #fff;
  font-weight: 600;
}

.data-grid-r3x9 tr:nth-child(even) {
  background: var(--clr-bg-p8j);
}

/* Footer */
footer {
  background: var(--clr-brand-w4c);
  color: #fff;
  padding: 4rem 2rem 2rem;
  text-align: center;
  margin-top: auto;
}

.bottom-nav-t8p1 {
  display: flex;
  justify-content: center;
  gap: 2rem;
  margin-bottom: 2rem;
  flex-wrap: wrap;
}

.bottom-nav-t8p1 a {
  color: #a4b8c3;
  text-decoration: none;
  transition: color 0.2s;
  font-weight: 500;
}

.bottom-nav-t8p1 a:hover {
  color: var(--clr-accent-v9k);
}

.copy-text-j4k2 {
  color: #8198a6;
  margin-bottom: 1rem;
}

.disclaimer {
  color: #5c7482;
  font-size: 0.85rem;
  max-width: 800px;
  margin: 0 auto;
}

@media (max-width: 768px) {
  .nav-wrap-d5c4 { flex-direction: column; padding: 1rem; }
  nav ul { flex-wrap: wrap; justify-content: center; gap: 1rem; }
  .lead-banner-k3p1 { padding: 4rem 1rem; }
  .data-grid-r3x9 { display: block; overflow-x: auto; }
}